Free number for Monzo: free vs paid
Free Monzo numbers exist, but they are shared: the number is published on a public page, every visitor reads the same inbox, and Monzo has usually seen it many times before. Below is when a free number is good enough, when it isn't, and the cheapest private number that works instead.
Private Monzo numbers from $0.20 · 23 countries in stock now
Why free Monzo numbers usually fail
A public number is used by thousands of visitors. By the time you find it, it is almost always tied to someone else's Monzo account.
Numbers that receive codes for many different accounts get flagged, and popular free numbers are the first to be refused — often the code is simply never sent.
The inbox is a public web page. Whoever loads it after you can read the code and finish the signup — or reset the account later.
Free inboxes have no support and no refund, because nothing was paid. If the code doesn't come, you have only lost the time.
Where a private Monzo number is available
These numbers are issued to one person at a time and only you see the code. Every row is a country with stock right now and a record of receiving Monzo codes, priced from live supply.
| Country | From | Buy |
|---|---|---|
| 🇰🇬Kyrgyzstan | $0.20 | Buy |
| 🇮🇩Indonesia | $0.24 | Buy |
| 🇵🇭Philippines | $0.24 | Buy |
| 🇨🇱Chile | $0.24 | Buy |
| 🇿🇦South Africa | $0.24 | Buy |
| 🇹🇭Thailand | $0.24 | Buy |
| 🇲🇾Malaysia | $0.24 | Buy |
| 🇰🇪Kenya | $0.24 | Buy |
| 🇨🇴Colombia | $0.26 | Buy |
| 🇬🇧United Kingdom | $0.30 | Buy |
| 🇳🇱Netherlands | $0.50 | Buy |
| 🇰🇿Kazakhstan | $0.50 | Buy |
| 🇵🇫French Polynesia | $0.78 | Buy |
| 🇧🇷Brazil | $0.80 | Buy |
| 🇵🇹Portugal | $0.90 | Buy |
| 🇺🇸United States | $1.00 | Buy |
| 🇺🇦Ukraine | $1.20 | Buy |
| 🇩🇪Germany | $1.80 | Buy |
| 🇫🇷France | $1.80 | Buy |
| 🇳🇬Nigeria | $2.04 | Buy |
| 🇸🇪Sweden | $2.40 | Buy |
| 🇪🇸Spain | $2.70 | Buy |
| 🇭🇰Hong Kong | $4.32 | Buy |
Every country here has Monzo numbers in stock right now at the price shown, and an unused number is refunded in full. We have no delivered-code record for Monzoin the last 30 days yet — the count appears on this table as soon as codes start arriving.
Free, one-off or rented: which Monzo number?
| Feature | Free public | One-off (temporary) | Rented |
|---|---|---|---|
| Price | Nothing | From $0.20 | Per day |
| Who can read the code | Anyone who opens the page | Only you | Only you |
| Accepted by Monzo | Rarely — public lines are usually already taken or banned | Yes, on the countries listed above | Yes |
| How long it is yours | Never yours — shared from the start | One code (20 minutes) | Days to weeks |
| More than one code | Yes, and so does everyone else | No | Yes, unlimited |
| If no code arrives | Nothing to refund | Automatic refund | The number stays yours for the rental period |
Verifying once? A temporary Monzo number is the cheapest private option. Expecting Monzo to text you again for logins or resets? Rent one so the number stays yours.
Receiving a Monzo code on a private number
- 1Create an account
An email address is enough. No phone number and no ID are asked for.
- 2Add a small balance
Kyrgyzstan costs $0.20 for Monzo today, so a minimal top-up covers it. Unused balance stays on your account.
- 3Order and paste the number into Monzo
Pick a country, copy the number that appears, and request the code in Monzo.
- 4Watch the code arrive
It shows up on your dashboard as it lands. If Monzo never sends it, the charge is returned to your balance by itself.
Free Monzo number questions
Is there a free phone number that works for Monzo?
Occasionally, but you should not count on one. Public receive-SMS websites publish a handful of numbers for everyone to share, and Monzo sees the same numbers being used again and again. Most of them are already tied to an existing Monzo account or have been refused as virtual, so the code never arrives.
Does SMSPin give out free numbers for Monzo?
No. We don't run a public inbox, because a number anyone can read is a number anyone can use to take over the account you create with it. What we sell instead is the cheapest private option: a number only you can see, from $0.20, refunded automatically if Monzo never sends the code.
Why is a shared number risky for a Monzo account?
Every code sent to it is visible to every visitor of the page it is published on. Whoever reads your code can finish your signup, and later, whoever asks Monzo for a password reset on that number receives the reset code too. The account is only as private as the inbox.
When is a free public number good enough for Monzo?
When nothing about the account matters: testing that your own app sends an SMS, checking what a message looks like, or a throwaway sign-up you will never log back into. Never for anything holding money, messages, contacts or your identity.
What is the cheapest paid alternative for Monzo?
$0.20 on the cheapest country in the table on this page, out of 23 countries with Monzo numbers in stock right now. That buys one private number for one Monzo code; nothing is charged if the code doesn't arrive.
Do I need a subscription to get a private Monzo number?
No. You add a balance and pay per number. There is no monthly plan and nothing to cancel afterwards.
What if I need to receive Monzo codes again later?
Then neither a free number nor a one-code number is right — rent one instead. A rented number stays assigned to you for the whole rental and receives every SMS sent to it, so logins and resets keep working.
Why does a private Monzo number cost more in some countries?
The price follows supply. Countries with plenty of numbers that Monzo accepts are cheap; countries with few are dearer. The price shown on each row is the one you are charged, because the table is read from live stock rather than typed in.